Bihar Student Credit Card Scheme 2021
Today we are going to talk about Bihar Student Credit Card Scheme. First I will talk about what is Bihar Student Credit Card Scheme? Who can get this? Secondly, and you have also taken a loan, then in how many days will you get the loan? Thirdly, which students can get the benefit of that? Are those who live outside Bihar?
Such as Jharkhand, Punjab, Haryana, Uttar Pradesh. So can they also take advantage? Last one, how many days does it take to get a loan? Where do I have to go to get a loan? Which documents are needed? How long can you miss?
Read the complete article to know about it all. …….
What is Bihar Student Credit Card Scheme?
Many boys and girls are unable to get higher education despite their desire. Due to paucity of money, their desire to try something better dies.
To help such poor students, the Government of Bihar has started a brilliant scheme (BSCCS). It was launched on 2 October 2016. To implement the BSCCS scheme, the government has established Education Finance Corporation.
Who can get the benefit of BSCCS scheme?
The benefit of Bihar Student Credit Card Scheme (BSCCS) can be availed by such students who have passed the 12th examination. Under the BSCCS scheme, poor students get loan from the bank for further studies. The special feature of the BSCCS scheme is that the state government itself is the guarantor of the loan taken under it.
How much loan will be available in BSCCS?
Under the BSCCS scheme, students can get a loan of up to Rs 4 lakh from the bank. The state government has tied up with more than a dozen banks for this.
How to apply for BSCCS?
BSCCS scheme is also good because students can apply through app or portal. They do not need to visit the branches of the bank..Click Here
What are the documents required for BSCCS?
There are many documents required to avail the benefits of BSCCS scheme. Therefore, if you want to apply for this scheme, then you should keep these documents ready in advance.
- Aadhar card of applicant and co-applicant
- PAN of applicant and co-applicant
- 10th and 12th certificate and marksheet
- Certificate of Admission in Higher Educational Institution
- 2-2 photos of each of the student, parent and guarantor
- Residence certificate..
- Family Income Certificate and Form 16
- Six months statement of parent’s bank account
- Identity Proof of the applicant (Aadhaar Card, Passport, Voter ID Card, Driving License etc.)
What is the purpose of BSCCS?
Through the BSCCS scheme, the state government wants to fulfill many purposes.
First, she wants to improve the literacy figures for higher education in the state. A large part of the students in the state drop out after 10th-12th.
Second: the government wants to promote the talent present in the state. By the year 2021, the target is to bring students across the state under the purview of this scheme.
Third: the government wants that the student does not have to go to the bank for the loan. The loan process in this scheme is completed in about a month.